Credible Network - ICO Details

HeadlineCredible is a groundbreaking blockchain network for Business Credit Data
Starting date09/15/2018
Ending date11/15/2018
WebsiteView Website
WhitepaperView Whitepaper
Project Info

“Credible is the only global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes. And we’re doing this to solve the $5.2 trillion funding gap suffered by SMEs each year who struggle to gain credit because of a lack of trustworthy data.

How does it work?
Credible democratizes credit data ownership, putting it back into the hands of businesses. It’s credit data built to be open and accessible.

1) Data Collection – Businesses own their own data. They are incentivized to build strong credit histories as they share their business credit data on the blockchain.
2) Data Usage – Our ecosystem connects lenders, data providers, credit scorers, researchers & enterprises to contribute, verify and consume credit data.
3) Financial Marketplace – The Credible marketplace is open to purchase raw data, value added credit reports and loan provision facilitated by Trusted Escrow Agents (TEAs).

Credible has its own infrastructure, a blockchain network for public access, querying and data contribution. It is multi-country and will comprise a large number of nodes, each a Trusted Escrow Agent (TEA):
– Credible uses blockchain in a novel way to store cryptographically secured data
– Tendermint validators ensure Byzantine-fault tolerance across all nodes
– We adopt MongoDB as our storage layer in a noSQL database for large datasets
– Flexible JSON data models for hierarchy, classification and querying across credit data

Our code and design is and will always be open source and is shared on Github. We encourage collaboration and welcome suggestions to improve the design and flow of Credible.

SmartPesa is the team behind Credible. It is an experienced payments and agency banking FinTech which has been powering transactions for over 8,000 business owners in 5 countries since 2014. SmartPesa’s regulatory and standards compliant platform-as-a-service provides a range of financial services across the last mile in Emerging Markets. It can be deployed on-premises or in the cloud and supports international and local cards, wallets, APIs as well as cryptocurrencies.

Credible is the SmartPesa’s team 3rd Blockchain project after successfully rolling out CryptoPayments and CryptoATM which are part of the SmartPesa product suite. We see our role as developing the first wave of Credible, helping to add data and becoming the first TEA.

ICO Details
USA accepted
Currency AcceptedBTC,ETH
Coin SymbolPESA
Total Coins500,000,000
Coins for Sale250,000,000
Private-Sale/Pre-Mined Coins0
Coins Sold0%
Coin Price0.09 USD
Softcap Reached
Confirmed Exchange
Unsold Coins Goes to Burn
Stage Details
Pre-ICO/ Crowd Sale (PreICO - 15Aug2018 to 30Aug2018 & Crowd Sale - 15Sep2018 to 15Oct2018)
Start date09/15/2018
End date11/15/2018
Token for sale250,000,000
Token Price0.09 USD
Team Info
Core Team

Barry Levett

CEO & Co-Founder

Cat Williams-Treloar

Chief Marketing Officer

Thorsten Neumann

CTO & Architect

Shlomi Podgaetz

Business Development

Phuc Nguyen

Cryptography & Blockchain Engineer

Trung Nguyen

Backend & Blockchain Engineer

Shaik Ashiq

Android & iOS Engineer

Malvin Sutanto

Senior SDK Engineer

Jun Azuelo

Operations Manager

Huỳnh Thái Tâm

Senior Developer

Hoang Anh Vu

Payment & Cryptography Specialist

Jovin Tay

Head Of Engagement

Advisory Team

Matteo Chiampo

Ville Öhman

Fabio Nehme

Ali Hussein Kassim

Roy Lai

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